Finding a great comforter for under $50 is rare, which is why the Utopia Bedding Comforter Duvet Insert caught our attention after we saw that it has thousands of positive online reviews. To see if the hype was real, we bought one to test out over several weeks. After numerous nights of shut-eye, we’re here to weigh in on its warmth, material, softness, and durability.

Material: Soft polyester

One-hundred percent polyester is the go-to choice for both the shell and fill of this down alternative comforter. The result is a fluffy appearance and a soft, inviting feel. The design also includes sewn-in tabs which keep the insert in place should you use it with a duvet cover. The inside of the comforter is filled with siliconized fiberfill, which has its benefits. Each fiber is coated in a silicate material to help it resist bacteria and dust. Because siliconized fiberfill tends to cut down on the buildup of allergens, it’s great for bedding, toys, and furniture. The filling felt a little like cotton candy but had the insulating powers of something more like foam. It’s worth mentioning that the stitching allows enough room for the fill to spread out without bunching. We had no problems snoozing away under this cover, which kept our body temperature nicely regulated all night long. It’s light enough to throw on in the spring but maintains enough heat to take you through the winter.  Check out our reviews of the best down comforters available on the market today.

Texture: Smooth with a chance of wrinkles

We would never expect a synthetic material to feel so soft, but this 100-percent polyester comforter feels surprisingly smooth. The fabric face is also cool to the touch, which makes for a more peaceful slumber and offers excellent temperature control. Though there is a slight sheen to the fabric face, which we don’t love the look of, it doesn’t have the slippery quality of satin that indicates you’re in for a night of sweaty tossing and turning. We also found the shell of this comforter to be snag-free, but some minor wrinkling became evident.

Washing: Easy to care for

The regular cold wash cycle followed by a tumble dry worked just fine to clean and freshen the comforter. After machine washing and drying, there were no visible defects and the comforter fluffed up to its original proportions in no time. Interested in reading more reviews? Take a look at our selection of the best hotel-style sheets.

Price: The definition of a bargain

A queen-size Utopia Bedding Comforter Duvet Insert retails for less than $25 online. Considering that you can’t even rent a hotel for a night and sleep on bedding this soft and comfy, that the price is a steal. Yes, it’s made in China with synthetic materials, but this is one plush, cozy comforter with no major drawbacks.  Utopia Bedding’s offering definitely isn’t flashy and only comes in four basic colors (white, navy, grey, and black), but it does its job well and at a very reasonable price; so for that, we don’t expect bells and whistles. Although there’s no mistaking the quality for designer bedding, it really holds up for what you pay.

Competition: Quality at every price point

Superior Solid White Down Alternative Comforter: At a steeper price point, Superior Solid’s highly reviewed White Down Alternative Comforter delivers the same softness as a down comforter without the feathers. Made from a breathable, microfiber shell, this plush comforter will keep you warm and toasty all night—but it’ll cost you. At $55, the Superior Solid is significantly more expensive than the Utopia. However, online reviewers claim that it lasts several years and continuously provides warmth due to its boxy construction. Nonetheless, the Utopia Bedding Comforter Duvet insert provides a similar quality at a fraction of the price. This budget comforter covers all the bedding bases without any unnecessary extras that inflate the price. It’s soft, inside and out, and demonstrates the versatility and machine washability of a synthetic fabric while maintaining the lightness and warmth of down.